Business Utilities & Online Tools
Institutional-grade financial calculators for small business acquisitions, SBA 7(a) loan qualification, net working capital modeling, exit valuation, and buying power capacity.
Available Business Tools (6)
Deal Affordability Calculator
Find out what you can realistically buy. Runs SBA loan qualification, required liquidity, and a full personal financial assessment.
Net Working Capital Calculator
See exactly how much cash a business needs to operate day-to-day so you are never caught off-guard at closing.
Exit Value Calculator
Model what your investment is worth at exit. Project cash flows, stress-test growth scenarios, and calculate your IRR.
Buying Power Calculator
Know your ceiling before you negotiate. Estimates your maximum purchase price, debt capacity, and monthly payment.
Cash-on-Cash ROI Calculator
Quickly size up the annual return on your actual cash invested so you can compare deals on an apples-to-apples basis.
Debt Service Calculator
Model loan repayment schedules and stress-test your deal against interest rate changes before you sign anything.
About Business Utilities on Tools Stak
Acquiring, scaling, and exiting a business requires rigorous financial analysis and strict data privacy. Our suite of business acquisition calculators empowers search fund operators, SMB buyers, and business owners to stress-test debt service coverage ratios (DSCR), calculate closing liquidity requirements, benchmark net working capital pegs, and project multi-year equity returns (MOIC & IRR)—all calculated 100% locally in your browser runtime without transmitting confidential deal parameters to remote servers.
Business Category FAQs
Are the business calculators aligned with SBA 7(a) commercial lending guidelines?
Yes. Our models implement standard SBA 7(a) underwriting parameters, including minimum 10% equity injections, $5,000,000 SBA program loan limits, and standard 1.15x–1.25x+ Debt Service Coverage Ratio (DSCR) thresholds.
Can I export calculations and financial summaries for lenders and brokers?
Yes. Every calculator includes instant export tools to generate formatted CSV schedules, structured JSON datasets, and clipboard deal summaries ready for pitch decks and investment memos.